FIRST-TIME HOMEBUYERS

There are many different programs available to first-time homebuyers. First-time homebuyers are generally considered anyone that hasn’t owned “real estate” in the last three years.

Assistance is available from:

Minnesota:

• Down Payment assistance, up to $17,000
• Buyers must have $1,000 down of their own money
• Minimum credit score for borrowers of 650, or higher
• Buyers must have stable income (note: does not include unemployment)
• Programs include: deferred loans and low interest loans; no Mortgage Insurance Programs, and more
• Generous income levels and financing provided through either MN Housing or USDA

 Wisconsin:

• Downpayment assitance of 100%
• Minimum credit score of 620, or higher
• Buyers must have stable income (note: does not include unemployment)
• Programs include: low cost financing, higher debt-to-income levels, no Mortgage Insurance programs, and more
• Generous income levels with financing provided by WHEDA and USDA

Programs include:

• Down payment grants
• No interest loans
• Reduced interest fixed loans

First-time Homebuyer Specialists:

Because I work with so many first-time homebuyers, I know what’s going on in the marketplace. You can move toward home ownership with confidence, knowing you’re working with an experienced professional.

How do I qualify?

For no cost or obligation, contact me. Even if you’re not ready to purchase now, I’ll work with you to make your dream a reality. You may qualify regardless of your credit situation. Again, there is no cost or obligation to see if you qualify.

Disclaimer: There is usually a minimum of $1,000 out of pocket.

NON-FIRST-TIME HOMEBUYERS

This program is available to existing homeowners and non-first-time homebuyers who need additional money in order to sell and purchase a new home.

Assistance is available from:

• State of Minnesota (Up to $15,000)
• Several Minnesota Counties
• Several Minnesota Cities
• Specific neighborhood within Minnesota Cities

Programs include:

Reduced interest fixed loans

Your home selling specialist:

Because I work with so many homebuyers, I know what’s going on in the marketplace. You can move on to your next home with confidence, knowing you’re working with an experienced professional.

How do I qualify?

For no cost or obligation, contact me. Even if you’re not ready to move now, I’ll work with you to make your dream a reality. You may qualify regardless of your credit situation. Again, there is no cost or obligation to see if you qualify.

Contact Me For More Information on Either of These Programs!